Website Terms of Use

1. About these terms

This website is operated by demir.loans ("we", "us", "our"). Demir Loans Pty Ltd is a credit representative (Credit Representative Number 580174) of LMG Broker Services Pty Ltd ACN 632 405 504, Australian Credit Licence 517192. These terms govern your use of this website. By continuing to use it, you accept them. If you don't agree with them, please don't use the site.

The site is intended for people in Australia and may not comply with the laws of other countries. We may update these terms from time to time; the "last updated" date above tells you when they last changed.

2. Using this site

You're responsible for your own use of this website. You agree not to use it to break any law or infringe anyone's rights, not to transmit viruses or harmful code through it, and not to interfere with its security or operation or access it in unauthorised ways.

3. General information only

Everything on this website is general information provided for your interest and convenience. It doesn't take your objectives, financial situation or needs into account, and it isn't credit advice or an offer of credit. No interest rates are quoted on this website. While we take reasonable care to keep the content accurate and current, we can't guarantee it is complete or up to date; things change without notice. Before acting on anything you read here, talk to us so we can consider your actual circumstances.

4. No financial products supplied on this site

This website doesn't supply loans or financial products directly; it's how you find and contact us. If you send us your details, we'll use them to get in touch and, where you ask us to, to provide credit assistance. Any loan you apply for is provided by the relevant lender on that lender's terms.

5. Availability & changes

We don't promise the website will always be available or error-free, and we may change, suspend or remove any part of it at any time.

6. Third-party content & links

The site may contain links to other websites (for example, our booking calendar, AFCA, or LMG). We don't control third-party sites and aren't responsible for their content, and linking to them doesn't mean we endorse them.

7. Liability

To the extent the law allows, we exclude liability for loss or damage (including indirect or consequential loss) arising from your use of, or inability to use, this website or its content. Nothing in these terms excludes rights you have under the Australian Consumer Law or other laws that can't be excluded; where our liability can't be excluded but can be limited, it is limited to re-supplying the relevant service or paying the cost of having it re-supplied.

8. Security

We take reasonable steps to protect information sent through this website, but no internet transmission is completely secure, so information you send is transmitted at your own risk. Please take your own precautions against viruses and other interference when using the internet.

9. Intellectual property

The content on this website, including the demir.loans name, logo and text, belongs to us or our licensors. You may view and print pages for your own personal use, but you may not otherwise reproduce, adapt or distribute any part of the site without our written permission. Third-party names and logos remain the property of their owners.

10. Privacy

Any personal information you provide through this website is handled in accordance with our privacy policy, which also explains how to access or correct your information and how to make a privacy complaint.

11. General

If any part of these terms turns out to be invalid or unenforceable, the rest still applies. These terms are governed by the laws of New South Wales, Australia.

12. Contact

Questions about these terms? Ugur Ozer · ugur@demir.loans · 0495 000 228 · Sydney, NSW.